Keeping your OS updated is crucial, especially if you do any kind of buying/selling/online banking.
If you just fool around with social networks and read news it's alright (almost) to lag behind updates, but if you do any serious work you're putting yourself at a huge risk.
I do critical work with my Macs and I *must* stay on the latest patches, this is why I hope DL will get a solution out soon.
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